63304 Homes under $250,000

63304 Homes under $250,000

Welcome to the vibrant community of St. Charles, Missouri, nestled in the heart of the 63304 zip code. This charming area is renowned for its rich history, friendly neighborhoods, and convenient access to modern amenities. Whether you're a first-time homebuyer or looking to downsize, the 63304 area offers an array of homes under $250,000, making it an attractive option for those seeking affordability without sacrificing quality.

St. Charles County boasts a blend of suburban tranquility and urban excitement, with easy access to major highways, shopping centers, and recreational parks. Families will appreciate the highly-rated schools and community programs, which foster a nurturing environment for children. The picturesque streets are lined with beautiful homes that reflect a variety of architectural styles, ensuring that you’ll find a residence that matches your personal taste.

In addition to its residential appeal, the 63304 area is rich in local culture, featuring charming boutiques, delightful eateries, and vibrant community events. The nearby Historic Main Street offers a glimpse into the past with its preserved 19th-century buildings, perfect for leisurely strolls and weekend outings.

With homes under $250,000, the 63304 zip code is not only a place to live but a place to thrive. Discover the perfect blend of affordability, community spirit, and convenience in St. Charles, Missouri—where your dream home awaits!

Newest 63304 Homes under $250,000

1504 Surrey Ln Unit C, St Peters
$129,999
1 Beds ⋅ 1 Baths ⋅ 26063254 MLS ⋅ ACTIVE Status ⋅ Stone Ridge Estate Condos BLDG.
Welcome to 1504 Surrey Lane in St. Peters! This 1 bed, 1 bath condo offers an affordable opportunity to enjoy low-maintenance living in a convenient St. Peters location with parking space included. Inside, you’ll find a recently updated bathroom, new washer/dryer, new dishwasher 2025, new water heater 2024 and a cozy woodburning fireplace, and a functional layout that makes excellent use of the space. One of the biggest advantages is the low HOA fee of just $229 per month, making this an attractive option for a first-time buyer, someone looking to downsize, or anyone ready to leave renting behind. Residents also have access to the clubhouse, tennis courts, and swimming pool, with access available by key fob for an additional fee of $40 per month. You’re just minutes from popular restaurants, tap houses, gyms, parks, shopping, entertainment, and highly regarded local schools, while still enjoying a tucked-away serene setting. Schedule your showing and see why condo living in St. Peters can make so much sense!

1504 Surrey Ln Unit C, St Peters
146 Old Buggy Ct Unit A, St Charles
$169,900
1 Beds ⋅ 2 Baths ⋅ 26046299 MLS ⋅ ACTIVE Status ⋅ Stone Ridge Estate Condos Bldg 12&14-16 BLDG.
Most one-bedroom condos feel small. This one doesn't. This beautifully updated main-level condo gives you the simplicity of condo living, while the finished lower level adds a surprising amount of usable space. The main level features fresh paint, luxury vinyl plank flooring, an inviting living and dining area, and an updated kitchen with range, microwave, dishwasher and refrigerator. The spacious primary bedroom and full bath are also on the main level. Then there's the downstairs. The finished lower level provides a large family room, a second full bathroom, and a bonus room that can adapt to whatever you need...home office, hobby space, exercise room, guests or additional storage. Step outside to your private patio overlooking common ground. A tankless water heater, gas HVAC with humidifier and air filtration, and an assigned parking space add to the home's everyday convenience. The HOA covers exterior maintenance, water, sewer and trash, giving you more time to enjoy your home and less to worry about maintaining it. Located near shopping, restaurants, parks and major highways, with Francis Howell School District. If you've been looking at one-bedroom condos but don't want to sacrifice usable space, this one is worth seeing in person. Schedule your private showing and see just how much more this condo offers than the square footage on the main level suggests.

146 Old Buggy Ct Unit A, St Charles
1268 Shirley Rige R Unit D, St Charles
$219,000
1 Beds ⋅ 1 Baths ⋅ 26059433 MLS ⋅ ACTIVE Status
Welcome home to 1268 Shirley Ridge Unit D in St. Charles! This charming 1-bedroom, 1-bath villa offers a comfortable layout with plenty of space to relax and enjoy. Step inside to a nice-sized kitchen with an adjoining dining room, perfect for everyday meals or entertaining. The large living room provides plenty of room to spread out and features access to the screened-in porch an ideal spot for morning coffee, relaxing in the evening, or enjoying the outdoors without the bugs! Whether you're a first-time buyer, looking to downsize, or simply ready for low-maintenance living, this villa offers a great combination of indoor and outdoor space in a convenient St. Charles location. Come see all that 1268 Shirley Ridge Unit D has to offer!

1268 Shirley Rige R Unit D, St Charles
1359 Kyle Dr Unit 14B, St Charles
$225,000
1 Beds ⋅ 1 Baths ⋅ 26053943 MLS ⋅ ACTIVE Status
Welcome to this lovely 1-bedroom, 1-bath villa in the popular Meadow Ridge Subdivision! Ideally located with quick and convenient access to Hwy 40/64 and 364, this ground-level villa offers comfortable, low-maintenance living in a desirable community. Step inside to a spacious great room featuring a vaulted ceiling and ceiling fan, with access to a private sunroom—perfect for relaxing or enjoying your morning coffee. The well-appointed kitchen offers stainless steel appliances, a center island, pantry, stove, dishwasher, garbage disposal, and a convenient dining area. The primary bedroom features a vaulted ceiling, ceiling fan, and two large closets, providing plenty of comfort and storage. Enjoy the convenience of private, in-unit main-floor laundry, plus a 2-car garage for parking and additional storage. Refrigerator, washer, and dryer are included. The villa has been freshly painted and features new carpet, offering a fresh, move-in-ready feel. Meadow Ridge amenities include a clubhouse, swimming pool, lake, and walking trails, providing plenty of opportunities to relax and enjoy the outdoors. HOA fees include water, trash, landscaping/lawn care, snow removal, and some insurance, making everyday living even easier. Agent owned. Ground-level unit. Don't miss this wonderful opportunity to enjoy convenient, maintenance-free living in Meadow Ridge!

1359 Kyle Dr Unit 14B, St Charles
1248 Shirley Ridge Dr Unit 7C, Unincorporated
$219,000
1 Beds ⋅ 1 Baths ⋅ 26049896 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ Meadow Ridge Villas #9 BLDG.
Brand New Water Heater and HVAC System (June 2026) Rare opportunity to own a beautifully renovated villa in the highly sought-after Meadow Ridge community! If you've been searching for low-maintenance living without sacrificing space, this is it. Offering over 1,000 square feet, this one-bedroom villa lives much larger than expected with an open floor plan, soaring vaulted ceilings, abundant natural light, and an attached garage. The completely renovated kitchen is the heart of the home, featuring an oversized island, solid surface countertops, stainless steel appliances, and an open design ideal for entertaining or everyday living. Relax by the cozy fireplace, enjoy peaceful morning coffee on the private patio, or take advantage of Meadow Ridge's resort-style amenities including scenic lakes, walking paths and pool. Perfect for downsizers, retirees, busy professionals, or anyone seeking stair-free living in a convenient St. Charles location close to shopping, dining, and major highways. Why pay rent when you can own a move-in ready villa with community amenities and maintenance-free living? Schedule your private showing today.

1248 Shirley Ridge Dr Unit 7C, Unincorporated
408 Kipling Way Unit A, Weldon Spring
$169,000
1 Beds ⋅ 1 Baths ⋅ 26037561 MLS ⋅ ACTIVE Status ⋅ Chapter One Bldg 20&23 BLDG.
Move-in ready GROUND LEVEL condo with attached PRIVATE garage and additional storage! This bright END UNIT is bathed in natural light, thanks to BRAND-NEW Andersen windows throughout and two sliding glass doors leading to your own private patio. Enjoy the convenience of IN-UNIT laundry with washer & dryer included. The eat-in kitchen flows into a dining room combo, or office space, perfect for everyday living and entertaining. Cozy up by the wood-burning fireplace, and enjoy a full bathroom featuring a walk-in shower. Low-maintenance living with HOA covering: lake, pool & maintenance, clubhouse, tennis courts, pest control, water, sewer, trash and snow removal — just move in and enjoy!

408 Kipling Way Unit A, Weldon Spring
148 Old Buggy Ct, St Peters
$133,700
1 Beds ⋅ 1 Baths ⋅ 26046096 MLS ⋅ ACTIVE Status ⋅ Stone Ridge Estate Condos BLDG.
*Personal Parking Space Included! * Welcome home to this beautifully updated 1 bedroom, 1 bath condo that is the perfect blend of comfort, style and affordability. You will absolutely love the new kitchen appliances: refrigerator, stove, microwave and dishwasher and the updated electric - making this home truly move-in ready! The washer and dryer stay as well! Love condo living without worrying about neighbors overhead? This upper-level unit offers a quieter, more private feel. With approximately 700 sq ft of thoughtfully designed living space, this upstairs unit feels bright, inviting and easy to maintain. Whether you are buying your first home, looking to simplify or searching for a great investment opportunity, this condo offers everything you need without the high monthly expenses. One of the best features is the exceptionally low utility cost - helping you keep more money in your pockets every month! Imagine relaxing in your cozy, updated space, enjoying modern finishes and spending less time on maintenance and more time living! This charming condo is ideal for anyone looking for an affordable place to call home. It is cute, updated, economical and ready for the next owner - do not miss your chance to see it! Clubhouse, pool, and tennis court optional!

148 Old Buggy Ct, St Peters
1702 Hemingway Ln Unit D, Weldon Spring
$224,900
2 Beds ⋅ 2 Baths ⋅ 26044910 MLS ⋅ ACTIVE Status ⋅ Chapter One BLDG.
Charming two-bedroom, two-bath condo in the highly sought-after Chapter One Community. Tons of amenities w/ lake, clubhouse, pool, tennis and pickleball courts ~ close to highway and shopping w/ Chesterfield less than 10 minutes away. Vaulted ceilings give this condo an open feel. Living room w/ fireplace is open to the breakfast room and kitchen. Kitchen has some newer appliances. In unit washer and dryer. Primary bedroom is spacious w/ vaulted ceiling, bathroom w/ double sinks, a walk in shower and large closet. Second bedroom overlooks the lake. The unit includes some ADA compliant features w/ a chair lift and walk in shower that has a seat and handrail. There is one car attached garage. Don’t miss out!

1702 Hemingway Ln Unit D, Weldon Spring
309 Hemingway Ln, Weldon Spring
$210,000
2 Beds ⋅ 1 Baths ⋅ 26036923 MLS ⋅ ACTIVE Status ⋅ Chapter One Bldg 3 A&B BLDG.
Vaulted cedar ceilings, skylights, a custom stone fireplace, spa-inspired bath, and oversized attached garage create a condo that feels anything but ordinary. This 2-bedroom Chapter One condominium combines architectural character, thoughtful updates, and low-maintenance living in one of the area's most established communities. The open-concept floor plan features soaring cedar plank vaulted ceilings, abundant natural light, and seamless flow between the living, dining, and kitchen spaces. The renovated kitchen offers Cambria quartz countertops, stainless steel appliances, new modern cabinetry, pantry storage, and a window overlooking the oversized covered deck. Whether hosting friends or enjoying a quiet morning coffee, the covered outdoor living space extends the home's everyday functionality. The spacious primary suite includes a walk-in closet with custom organization and direct access to a fully remodeled bath featuring a freestanding soaking tub, oversized walk-in shower, custom vanity, and designer finishes. A second bedroom provides flexibility for guests, a home office, or hobbies. Additional features include updated flooring, in-unit laundry (W/D stay), private entrance, skylights, and an oversized attached garage. Chapter One amenities include a clubhouse, swimming pool, hot tub, tennis courts, walking trails, scenic lake, and beautifully maintained grounds. The pool and clubhouse are located just steps from the front door. Conveniently located near Chesterfield Valley, the Katy Trail, Missouri Wine Country, shopping, dining, major highways, Cottleville and Airports.

309 Hemingway Ln, Weldon Spring
704 Hmingway Ln Unit E, Weldon Spring
$210,000
2 Beds ⋅ 1 Baths ⋅ 26033688 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ Chapter One Bldg 4 A&B Resub Pt Ph2 BLDG.
Welcome to this beautifully updated second floor, 2-bedroom condo in the highly sought-after Chapter One Condominiums subdivision. This charming upper-level end unit features an open floor plan with stunning bamboo hardwood flooring throughout the great room, dining area, and kitchen. Vaulted ceilings in the great room, dining room, and primary bedroom create a bright and spacious feel, while the cozy wood-burning fireplace adds warmth and charm. The kitchen offers granite countertops, breakfast bar seating, and opens seamlessly to the living and dining areas - perfect for entertaining. The flexible 2-bedroom floor plan includes a spacious second bedroom currently used as an office space. The primary bedroom includes a walk-in closet and private balcony access. The bathroom suite features ceramic tile flooring, double sinks, and a Jacuzzi tub/shower combination. Enjoy multiple outdoor living spaces including a private balcony off the primary bedroom with peaceful lake views and an additional deck with a lake view that is ideal for entertaining or relaxing. Additional highlights include an oversized tuck-under 1-car garage with shelving and abundant storage space. And those $500 monthly HOA fees? They’re all about giving you more freedom to enjoy where you live! Spend your days relaxing by the pool, playing pickleball or tennis, or enjoying some lakeside fishing. Best of all—no cutting the grass, no shoveling snow, no separate water bill, and no separate trash bill. Just move in, settle in, and enjoy the ease of maintenance-free living! Community amenities include a gorgeous lake, clubhouse, in-ground pool, tennis courts, pickleball, and walking trails. Conveniently located near shopping, dining, and major highways.

704 Hmingway Ln Unit E, Weldon Spring
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