St. Charles R-VI Homes under $400,000

St. Charles R-VI Homes under $400,000

Welcome to St. Charles, Missouri, a charming city that beautifully combines rich history with modern conveniences. Nestled in St. Charles County, this vibrant community is home to the highly regarded St. Charles R-VI School District, known for its commitment to academic excellence and holistic student development. Families moving to this area will be thrilled to find a variety of educational opportunities for their children, including well-respected elementary, middle, and high schools that foster a supportive and engaging learning environment.

The St. Charles R-VI School District prides itself on its dedicated staff, innovative programs, and strong community involvement. With a focus on preparing students for success in a rapidly changing world, the district offers a range of extracurricular activities, advanced placement courses, and special education services to meet the diverse needs of its student body. Parents can feel confident knowing that their children are receiving a quality education, making St. Charles an ideal place to raise a family.

In addition to its exceptional schools, the St. Charles area boasts an impressive selection of homes under $400,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a variety of charming properties that fit your budget. From cozy single-family homes to modern townhouses, there’s something for everyone in this thriving real estate market.

Explore the wonderful community of St. Charles, where quality education and affordable living come together to create an inviting atmosphere for families and individuals alike. Start your journey to finding your dream home today!

Newest St. Charles R-VI Homes under $400,000

2902 Oakmont Dr Unit 18B, St Charles
$275,000
2 Beds ⋅ 2 Baths ⋅ 26064121 MLS ⋅ ACTIVE Status ⋅ Oakmont BLDG.
Very nice ranch-style villa in Oakmont, nestled off Trumann/Ehlman Rd at Cave Springs. If you are looking for yourself or a loved one a special place to be home yet relax, and live easily, come see 2902 Oakmont Drive. Close to everything St. Charles offers for today's living standards: healthcare, parks & recreation, and convenience to shopping & restaurants. The spacious open floor plan features vaulted ceilings in the great room and bay windows in both bedrooms. The primary suite has a walk-in closet, double-bowl vanity, and linen closet. The main-floor laundry room is adjacent to the kitchen/breakfast room, with beautiful wood flooring leading to a screened porch/patio to enjoy year-round. Lovely views and the sounds of nature. 2-car garage and a full-sized basement with rough-in plumbing ideal for future finish. This impeccable home has always been pet- and smoke-free. HVAC 2021, ROOF 2024, Refrigerator/Washer/Dryer Included. HOA includes exterior insurance. No mowing or shoveling snow! Friendly small neighborhood. OPEN SUNDAY 12:00 tp 2:00PM

2902 Oakmont Dr Unit 18B, St Charles
2 Maple At Elm Xing, St Charles
$361,900
3 Beds ⋅ 2 Baths ⋅ 26064122 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Maple Ranch. Pricing will vary depending on various interior/exterior selections. This beautiful home features a large great room with available vaulted ceilings and gas fireplace. Spacious dining area and open kitchen with optional center island & breakfast bar. The master suite includes a large walk-in closet private bathroom. This floor plan can have 2-3 total bedrooms, with a full hall bath included. Two car garage, main floor laundry room, and much more! Personal selections include bay windows, luxury master bath, and great room extension. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service. Elm Crossing is a secluded, peaceful community with 33 homesites on a private cul-de-sac minutes from New Town and top schools. Display photos shown.

2 Maple At Elm Xing, St Charles
2 Hickory At Elm Xing, St Charles
$369,900
3 Beds ⋅ 2 Baths ⋅ 26064117 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Hickory Ranch. Pricing will vary depending on various interior/exterior selections. This home boasts an oversized great room, plus dream kitchen features plenty of cabinetry and eat-in dining area. Available breakfast bar for additional seating! The master suite includes a walk-in closet, separate shower/tub, and linen closet in the private master bath. The Hickory includes main floor laundry, soffits & fascia and much more! Additional selections include a 4th bedroom, bay window, gas fireplace, and opt kitchen w/ extended dining area. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service. Elm Crossing is a secluded, peaceful community with 33 homesites on a private cul-de-sac minutes from New Town and top schools. Display photos shown.

2 Hickory At Elm Xing, St Charles
2 Berwick At Elm Xing, St Charles
$361,900
3 Beds ⋅ 3 Baths ⋅ 26064106 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2.5BA Berwick Two Story. Pricing will vary depending on various interior/exterior selections. This home features an incredible spacious family room, perfect for entertaining! Enjoy the expansive kitchen with lots of cabinetry and available center island. This space opens to a large dining area with access to the backyard, plus you can personalize with bay windows or built in desk. Upstairs you’ll find a large master bedroom with walk-in closet and available luxury master bath, 2 secondary bedrooms, and 2nd floor laundry. The Berwick includes 2 car garage, soffits & fascia and much more! Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service. Elm Crossing is a secluded, peaceful community with 33 homesites on a private cul-de-sac minutes from New Town and top schools. Display photos shown.

2 Berwick At Elm Xing, St Charles
2 Aspen Ii At Elm Xing, St Charles
$364,900
3 Beds ⋅ 2 Baths ⋅ 26064099 MLS ⋅ ACTIVE Status
Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2BA Aspen II Ranch. Pricing will vary depending on interior/exterior selections. Your family will love this beautiful open floorplan! The great room leads into the kitchen with center island & walkin pantry, plus spacious adjacent dining area with glass sliding doors leading to a covered patio or deck. The master suite features dual closets & a private master bath. Main floor also features laundry room and coat closet off garage. Lots of large windows for natural light! Available bay windows in dining room or master bedroom, and great room fireplace. The Aspen II includes 2 car garage, soffits & fascia and more! Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service. Elm Crossing is a secluded, peaceful community with 33 homesites on a private cul-de-sac minutes from New Town and top schools. Display photos shown.

2 Aspen Ii At Elm Xing, St Charles
1506 N 5th St, St Charles
$274,000
3 Beds ⋅ 3 Baths ⋅ 26063603 MLS ⋅ ACTIVE Status
Welcome to a home where historic character, thoughtful updates, and an incredible location come together beautifully. Nestled within the Extended Historic District, this charming 1.5-story home offers a warm, inviting atmosphere with architectural details that immediately make an impression. Nearly 10-foot ceilings, substantial 9-inch baseboards, rich hardwood flooring, and an open staircase showcase the character found throughout the home. The open main level is filled with natural light and offers an easy flow for both everyday living and entertaining. A beautiful bay window creates a standout dining space, while updated lighting and double ceiling fans add to the home's distinctive style. The galley kitchen opens to a deck overlooking the wooded backyard, creating a peaceful outdoor escape surrounded by mature trees. The main-floor primary suite offers the convenience of main-level living along with a spacious private bath. Upstairs, you'll find two additional bedrooms and a half bath, providing separation and flexibility for a variety of needs. The partially finished walk-out lower level adds even more versatility, featuring a finished room that could serve as a family room, office, den, guest space, or potential fourth bedroom. Two walk-out doors, laundry hookups, and generous storage complete the lower level. Looking for an investment opportunity? This property may be an especially attractive option for an income-producing rental, with a long-term tenant already in place who would like the opportunity to continue renting. Whether you're searching for a home of your own or looking to add a tenant-occupied property to your portfolio, this one offers plenty of possibilities. With three levels of living space, beautiful hardwood floors, impressive ceiling height, historic charm, a wooded backdrop, and investment potential, this is a property you won't want to overlook!

1506 N 5th St, St Charles
1645 Wild Goose Run, St Charles
$399,900
4 Beds ⋅ 3 Baths ⋅ 26060782 MLS ⋅ COMING SOON Status
Impressive, 4 bedroom, 2.5 bath, two-story home in the highly desirable Windsor Estate neighborhood! This fantastic location makes trips to restaurants, grocery stores, shopping, schools, services and amazing parks easy and quick. The exterior is inviting and low maintenance with vinyl siding, architectural shingles, enclosed fascia/soffits and a large, welcoming front porch. Features include engineered wood flooring throughout the main living area, an open Kitchen-Breakfast Room-Family Room, stainless steel appliances, smooth top stove, microwave, dishwasher, 2 pantries, tile backsplash and a large window over the Kitchen sink. In addition, there is a bay window in the Breakfast Room, a step-down Family Room, gas fireplace with painted brick surround, main floor Laundry Room (washer and dryer stay with the home), spacious Living Room, separate Dining Room and a Powder Room on the main floor. Upstairs has 3 secondary bedrooms, 2 full bathrooms and a Primary Suite with a walk-in closet. The Primary Bathroom has a double bowl vanity, soaking tub, ceramic tile flooring and a shower. Added features included cased windows, tall base trim, recessed lighting, ceiling fans, humidifier, 50-gallon water heater and a rough in bath in the lower level. The roof and siding were replaced in 2024. During their ownership (2023-2026), the sellers installed new Kitchen cabinets, new appliances, updated light fixtures, improved bath vanities and guest tub/shower plumbing fixtures. The two-car garage has a garage door opener and a 6 x 8 storage area adding depth to the garage. There is a custom patio and private backyard with fencing for outdoor enjoyment. Lambert International is a short commute. There is easy access to Highways 70-and 94/2364. Put this home on your must-see list!

1645 Wild Goose Run, St Charles
1022 Pike St, St Charles
$259,000
2 Beds ⋅ 1 Baths ⋅ 26063874 MLS ⋅ ACTIVE Status
CHARMING, CONVENIENT & FULL OF CHARACTER! This home, equal parts inviting and adorable is nestled in a quaint St. Charles neighborhood just minutes from the shops, restaurants, festivals and entertainment of Historic Main Street. Inside, you'll find beautiful hardwood floors, rich oak trim and six-panel doors, arched doorways and charming stained-glass windows that give the home a wonderful sense of warmth and character. Comfortable living and dining spaces flow into a kitchen featuring warm wood cabinetry, tile backsplash and stainless-steel appliances. The entire upper floor offers an expansive, versatile space with endless possibilities—recreation room, home office, hobby or craft space, studio, playroom, guest area or whatever suits your needs. Outside, enjoy a flat backyard with a dedicated garden area, plus a convenient carport. Classic charm, flexible living space and an outstanding location make this a wonderful opportunity near all that Historic St. Charles has to offer!

1022 Pike St, St Charles
502 Pine St, St Charles
$290,000
2 Beds ⋅ 2 Baths ⋅ 26057910 MLS ⋅ ACTIVE Status
Welcome home to Midtown St. Charles! This charming corner-lot ranch delivers comfort, convenience, and style in the heart of Midtown. Inside, you'll find two bedrooms and two full bathrooms, with a recently updated kitchen and baths that make this home completely move-in ready. The finished basement adds valuable flexibility, including a dedicated office space with a large closet, ideal for working from home or hobbies. Outside, the flat backyard is ready for entertaining, complete with a firepit for those perfect evenings. A 10x12 shed provides plenty of storage for tools and project supplies. Showing notes: The shed will not be accessible until next week, or sooner. The piano will be removed prior to closing.

502 Pine St, St Charles
637 Norma Dr, St Charles
$310,000
3 Beds ⋅ 2 Baths ⋅ 26063459 MLS ⋅ ACTIVE Status
Move-in ready 3-bed, 2-bath ranch on a corner lot in Sunnybrook Park. Major systems updated: new roof (2021), new HVAC with brand-new A/C (2022), new back bedroom flooring, and a new back patio drainage pipe (2026). Kitchen offers granite countertops, maple cabinets, a deep pantry, room for a large island or table, stainless dishwasher, and a newly installed microwave (2026). The main-floor flex room addition (living room) walks out to the 12x16 deck and adds a bonus storm room in the walk-out lower level. Fully fenced backyard with brand-new chain link fencing (2023). Attached 1-car garage with opener, concrete driveway, public water/sewer, no HOA. Washer and Dryer in basement come with house. Convenient commuter location near Hwy 370 & I-70. Disclosure on file.

637 Norma Dr, St Charles
199 Southern Oaks Dr, St Charles
$315,000
3 Beds ⋅ 3 Baths ⋅ 26058955 MLS ⋅ ACTIVE Status
Spacious 3-bedroom, 3-bath villa in Southern Oaks with main-floor convenience and a finished lookout lower level! Vaulted ceilings and abundant natural light give the main living area an open, airy feel. The kitchen and breakfast area flow onto the deck, making it easy to take your morning coffee outside or enjoy dinner in the fresh air. The primary suite offers a private full bath, complemented by an additional main-floor bedroom, second full bath and laundry that keep everyday essentials conveniently on one level. Downstairs, enjoy a large recreation room, third bedroom, full bath and a refreshment center with a full-size refrigerator that stays with the home. Off the recreation room, a workspace behind double doors is equipped with electrical outlets for a home office, sewing or crafts. Close the doors when you’re done and tuck it all away! Generous unfinished storage, workshop space and a two-car garage add practicality, with room to bring your personal style throughout. Association-provided lawn care, exterior maintenance and snow removal give you more time to enjoy nearby Historic Main Street and Streets of St. Charles, offering shopping, dining, entertainment and seasonal events.

199 Southern Oaks Dr, St Charles
3224 Highgate Ln, St Charles
$265,000
3 Beds ⋅ 1 Baths ⋅ 26063272 MLS ⋅ ACTIVE Status
Enjoy easy ranch living with a backyard made for summer at this 3BR/1BA Saint Charles Hills home offering over 1,100 sqft plus finished LL space! Inside, the layout feels comfortable and practical with updated lighting, newer windows, an updated front door, newer water heater, an updated BA, and additional improvements throughout. The kitchen and dining areas connect easily to the outdoor space, making everyday living and entertaining simple. The finished LL adds a spacious second living area, rec room, hobby space, or flexible bonus room. Out back, the fenced yard is the true highlight with an above-ground pool and surrounding deck that create a fun, easy place to spend sunny afternoons. When the day winds down, the hot tub adds a relaxing spot to settle. There’s still room to grill, garden, lounge, or host a backyard gathering. An oversized garage adds excellent storage, workspace, and 220V service. Located in unincorporated St. Charles County with Highgate HOA amenities, multiple parks and common areas, plus easy access to shopping, dining, parks, and I-70. Jefferson Intermediate is approx. 0.3 mile away and St. Charles West High is approx. 0.4 mile away. Move-in ready and full of lifestyle perks—come see it today

3224 Highgate Ln, St Charles
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