St. Charles County Homes under $150,000

St. Charles County Homes under $150,000

Welcome to St. Charles County, Missouri – a vibrant community that beautifully blends the charm of small-town living with the conveniences of modern life. Nestled along the picturesque banks of the Missouri River, St. Charles is rich in history, boasting a delightful downtown area filled with boutique shops, cozy cafes, and historic landmarks. The county is known for its excellent schools, lush parks, and a strong sense of community, making it an ideal place for families, young professionals, and retirees alike.

For those seeking affordable housing options, St. Charles County offers a variety of charming homes under $150,000. These properties present an incredible opportunity for first-time homebuyers or investors looking to enter the market without breaking the bank. You’ll find a mix of cozy single-family homes, townhouses, and even some delightful fixer-uppers that are just waiting for your personal touch.

Living in St. Charles means you can enjoy the tranquility of suburban life while still being just a short drive away from the bustling city of St. Louis. With easy access to major highways, you can explore all the cultural and recreational activities the region has to offer. Whether you’re strolling along the scenic Riverfront or attending one of the many community events, you’ll quickly fall in love with the warmth and hospitality that St. Charles County is known for.

Discover your dream home in St. Charles County today, where comfort meets affordability in a community that truly feels like home!

Newest St. Charles County Homes under $150,000

1504 Surrey Ln Unit C, St Peters
$129,999
1 Beds ⋅ 1 Baths ⋅ 26063254 MLS ⋅ ACTIVE Status ⋅ Stone Ridge Estate Condos BLDG.
Welcome to 1504 Surrey Lane in St. Peters! This 1 bed, 1 bath condo offers an affordable opportunity to enjoy low-maintenance living in a convenient St. Peters location with parking space included. Inside, you’ll find a recently updated bathroom, new washer/dryer, new dishwasher 2025, new water heater 2024 and a cozy woodburning fireplace, and a functional layout that makes excellent use of the space. One of the biggest advantages is the low HOA fee of just $229 per month, making this an attractive option for a first-time buyer, someone looking to downsize, or anyone ready to leave renting behind. Residents also have access to the clubhouse, tennis courts, and swimming pool, with access available by key fob for an additional fee of $40 per month. You’re just minutes from popular restaurants, tap houses, gyms, parks, shopping, entertainment, and highly regarded local schools, while still enjoying a tucked-away serene setting. Schedule your showing and see why condo living in St. Peters can make so much sense!

1504 Surrey Ln Unit C, St Peters
3002 San Souci Dr Unit 3002, Lake St Louis
$139,900
2 Beds ⋅ 2 Baths ⋅ 26062159 MLS ⋅ ACTIVE Status ⋅ Mystic Village Condos BLDG.
Welcome home to this beautiful move-in ready condo in the desirable Lake St. Louis community with so many great features and amenities! You’ll love the new updated kitchen, new main level flooring, fresh paint, amazing LSL amenities and more! Step inside to the light & bright living room with beautiful new luxury vinyl plank flooring and convenient main floor half bathroom. The dining room boasts new luxury vinyl plank flooring and access to the private, fenced backyard with patio perfect for enjoying your morning coffee! The fully updated kitchen offers new custom cabinetry, new stainless steel appliances, sleek backsplash, and new flooring. The upper level features two spacious bedrooms and modern, updated full hall bathroom! More living space to love in the partially finished lower level with fresh paint and large storage room. Resort style living awaits with full lake access, golf, pools, clubhouse, marinas, parks, concerts & endless Lake St. Louis community activities! Easy, low maintenance living!

3002 San Souci Dr Unit 3002, Lake St Louis
1440 Heritage Lndg Unit 304, St Charles
$125,000
2 Beds ⋅ 2 Baths ⋅ 26061152 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
Beautifully remodeled 2-bedroom, 2-bath condo featuring vaulted ceilings and an open, inviting floor plan. The spacious living room offers a cozy gas fireplace, while the updated kitchen opens seamlessly to the main living area and includes the refrigerator. The large primary suite features a private full bath with a soaking tub and separate shower. Enjoy outdoor living on the private deck, plus the convenience of an included washer and dryer and covered carport. Ideally located near schools, shopping, dining, and major highways with easy access to Hwy 94, 364, and I-70.

1440 Heritage Lndg Unit 304, St Charles
1400 Heritage Lndg Unit 110, St Charles
$145,000
2 Beds ⋅ 2 Baths ⋅ 26062704 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
Ground level condo with small patio area. The unit has two bedrooms and two bathrooms. Some updates to the bathrooms, Open flow between living room, kitchen and dining area. Primary bedroom has walk in closet, full en-suite bathroom with shower. Kitchen has coffee bar area and open kitchen. Easy to show! Set your appointment today!

1400 Heritage Lndg Unit 110, St Charles
1430 Heritage Lndg Unit 201, Unincorporated
$150,000
3 Beds ⋅ 2 Baths ⋅ 26055270 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
Welcome to this beautiful 3-bedroom, end-unit condo in the desirable Heritage Landing community! This second-floor unit sits conveniently at parking lot level—meaning you get the benefits of upper-level living with no stairs to climb! Bright, open, and move-in ready, the home features abundant natural light and neutral finishes throughout. The spacious living room opens to a private covered deck—perfect for morning coffee or unwinding after a long day. The kitchen offers ample cabinet space and a cozy dining area ideal for everyday living or entertaining. You'll appreciate the generous primary bedroom with its walk-in closet and direct access to the full bath. Additional perks include in-unit laundry and private storage. Heritage Landing provides fantastic amenities including a sidewalk community next to Centennial Greenway (which connects to the Katy Trail near the Heritage Museum at 1630 Heritage Landing), beautifully maintained grounds, and plenty of parking—all in a prime St. Charles location near restaurants, shopping, parks, and major highways. Easy, affordable, stair-free living at its best!

1430 Heritage Lndg Unit 201, Unincorporated
773 Elray R Unit D, St Peters
$149,000
2 Beds ⋅ 2 Baths ⋅ 26059419 MLS ⋅ ACTIVE Status ⋅ St Peters Condos BLDG.
Welcome to 773 Delray Dr Unit D, a charming second-level condo offering comfortable living, private outdoor space and convenient community amenities in the Fort Zumwalt School District - East. This 2-bedroom, 2-bathroom condo features a functional layout with plenty of space to make your own. Step inside to a welcoming living room featuring a ceiling fan and an additional coat closet for convenient storage. The living room flows into the breakfast room, where sliding glass doors bring in natural light and lead to your private 9x5 balcony—the perfect spot to enjoy your morning coffee, unwind at the end of the day or add a few favorite plants. Just off the breakfast room, the kitchen offers an electric range, double-basin sink and an efficient layout that keeps everything within easy reach. The primary bedroom features double closets along with its own private full bathroom. A second bedroom offers the added bonus of a walk-in closet, while a second full bathroom with a shower/tub combination is conveniently located off the hallway. Need more storage? The building's shared basement provides each unit with its own private, locked room accessible only to that unit. Your dedicated space includes your own washer and dryer along with plenty of additional room for storage—a great bonus for condo living. Outside your front door, enjoy the perks of condo living with access to a community pool and basketball court. Even more recreation is nearby with Covenant Park within walking distance, offering a playground and walking trails. With two bedrooms, two full bathrooms, a private balcony, dedicated laundry and storage space, plus community amenities close at hand, this St. Peters condo offers an easy-to-enjoy place to call home. Schedule your showing and come see 773 Delray Dr Unit D for yourself!

773 Elray R Unit D, St Peters
1436 Heritage Lndg Unit 206, St Charles
$119,000
2 Beds ⋅ 2 Baths ⋅ 26060768 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
Easy living starts here--including zero step entry into the unit! This 2-bedroom, 2-bath condo in Heritage Landing is move-in ready and freshly painted throughout, with never-lived-on luxury vinyl plank and deluxe carpeting waiting for its next owner. The open kitchen and dining area flows right into a generous living room, so hosting feels effortless whether it's two guests or ten. Step out to the deck off the living room for morning coffee, then unwind on the screened-in porch off the primary bedroom — two separate outdoor spaces, both yours. The primary suite adds a walk-in closet plus a private bath, and the second bedroom and full bath give guests or a home office room to breathe. Practical wins: in-unit laundry, tons of closet space, a dedicated storage locker, and a carport. Commuting is simple with quick access to Highways 94, 364 and 270 — shopping, dining and everything St. Charles has to offer is minutes away. Low-maintenance living, thoughtfully updated, and ready when you are.

1436 Heritage Lndg Unit 206, St Charles
885 Delray Dr Unit H, St Peters
$147,500
2 Beds ⋅ 1 Baths ⋅ 26060287 MLS ⋅ ACTIVE Status ⋅ St Peters Condos Ph1 BLDG.
Welcome to the St. Peters Condos located just across Willott from Covenant Park! A great place for the kids to play or the pup to stretch their legs. No worries when you return home as you'll find vinyl plank flooring throughout that makes any cleanup quick and easy. The open floor plan will keep everyone engage in conversation and activities. The spacious living room opens to the breakfast area that accesses the balcony for morning coffee or evening relaxing as you overlook the common area. This galley style kitchen keeps everything in reach for seamless meal prep. Fully equipped with newer appliances, all included of course, and lots of cabinet and counter space. There is also a pantry for all your staples. A short hallway leads to beds and bath. The primary bedroom features a lighted ceiling fan and both bedrooms have double wide closets. Full bath is updated with tile tub surround and adult height vanity. A short flight of stairs takes you to the common basement where you'll find securable laundry and storage space. Just across from the laundry area is your interior door to you private one car garage with opener. No more dashing to the door during bad weather! On nice weather days, you're just around the corner from the community pool area. Open floor plan, pool, garage, under $150k....think you've just found your next new home!

885 Delray Dr Unit H, St Peters
60 Sugar Ridge Ct Unit 6, St Peters
$135,000
1 Beds ⋅ 1 Baths ⋅ 26058981 MLS ⋅ ACTIVE Status ⋅ Sugarwood Ph22 BLDG.
Welcome home! This 1 bed/1 bath 2nd floor condo is located in a prime location in the Francis Howell School District close to 364, 70, shopping, restaurants, & beautiful parks! Tons of natural light filters through the two skylights & ample windows! Large living room/dining space with vaulted ceilings, plenty of storage & in unit laundry make this condo perfect for you! Newer composite deck (2025), newer HVAC system (2024), & newer roof (2024)! Walk right across the street to enjoy the community pool! Don't miss this one! FHA Approved!!

60 Sugar Ridge Ct Unit 6, St Peters
1941 Gascony Parc Dr Unit 1941, Lake St Louis
$98,000
1 Beds ⋅ 1 Baths ⋅ 26057230 MLS ⋅ ACTIVE Status ⋅ Mystic Village Condos BLDG.
Check out this main level Lake St. Louis Condo! This condo offers a large living area with tons of natural light and connects to the dining area that then brings you to the kitchen. Kitchen is complete with plenty of cabinet & counter space. The bedroom is large with a walk-in closet and the bathroom features a tub/shower combo and vanity. This condo has several additional closets throughout for great storage. This condo is in a great location with the pool and clubhouse nearby and many other amenities available including: 2 lakes, beach access, boating with power boats allowed, golf course, playground, recreation facilities, tennis courts and laundry facility. Not only having great amenities included with this condo it is also conveniently located close to desirable restaurants, hospitals, shopping destinations and major highways. This desirable Lake St. Louis Community has it all so do not hesitate to come check out this wonderful condo today! Seller is motivated to sell and willing to help a buyer with closing costs.

1941 Gascony Parc Dr Unit 1941, Lake St Louis
1465 Heritage Lndg Unit 207, St Charles
$135,000
2 Beds ⋅ 2 Baths ⋅ 26054632 MLS ⋅ ACTIVE Status ⋅ Heritage Garden Condos BLDG.
This is a great condo! Two bedrooms, 2 full baths, NO STEPS!! Tuck under garage and assigned space. Elevator to the main floor (2nd floor, which is ground level on the front of the building). This home was completely rehabbed 4 years ago. New cabinets, paint, doors, trim, lighting, flooring, electrical and more. Water Heater is 6 years old. Stackable washer/dryer in the unit. Refrigerator, Washer/dryer negotiable. Don't judge the book by its cover, step into the unit and be WOWed!!

1465 Heritage Lndg Unit 207, St Charles
1774 Kirher Dr Unit C, St Charles
$149,000
2 Beds ⋅ 1 Baths ⋅ 26048852 MLS ⋅ ACTIVE Status ⋅ Heatherton Condos Ph2 Stg13 Rev BLDG.
Affordable and conveniently located 2-bedroom, 1-bath condo offering a great opportunity for a first-time buyer, student, or investor! This inviting unit features a comfortable living and dining room combination, two bedrooms, and a full bath. The kitchen features a stainless steel dishwasher, range, built-in microwave, and refrigerator. Enjoy a nice balcony off the kitchen area, perfect for relaxing or enjoying your morning coffee. A large, unfinished storage area on the bottom level of unit contains washer and dryer hookups and provides plenty of additional space and convenience. There is also plenty of parking conveniently located right in front of the unit. Enjoy the added benefit of a community pool and a location just 4 miles from Lindenwood University, with easy access to shopping, dining, entertainment, parks, and all that St. Charles has to offer. An affordable, low-maintenance option in a convenient location—schedule your showing today!

1774 Kirher Dr Unit C, St Charles
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