Montgomery County Homes under $400,000

Montgomery County Homes under $400,000

Welcome to Montgomery County, Missouri—a hidden gem nestled in the heart of the Show-Me State. Known for its picturesque landscapes, friendly communities, and rich history, Montgomery County offers an exceptional quality of life for families, retirees, and everyone in between. With rolling hills, vibrant parks, and a close-knit atmosphere, this charming county is perfect for those seeking a peaceful retreat without sacrificing modern conveniences.

One of the most appealing aspects of Montgomery County is its diverse real estate market, particularly for homebuyers looking for properties under $400,000. Here, you’ll find an array of charming homes that cater to various tastes and lifestyles. From quaint bungalows to spacious family homes, the options are plentiful, allowing you to find the perfect fit for your needs and budget.

Imagine settling into a cozy home surrounded by nature, where you can enjoy weekend hikes, local festivals, and community events. Montgomery County boasts excellent schools, recreational facilities, and a welcoming atmosphere, making it an ideal place to raise a family or enjoy retirement.

Whether you're a first-time homebuyer or looking to downsize, Montgomery County offers affordable housing options that don’t compromise on quality or comfort. With a strong sense of community and a slower pace of life, it’s no wonder that so many are choosing to call this beautiful county home. Explore the possibilities today and discover why Montgomery County, MO, is the perfect place for your next chapter!

Newest Montgomery County Homes under $400,000

201 Bellflower St, Bellflower
$25,000
3 Beds ⋅ 1 Baths ⋅ 26062959 MLS ⋅ ACTIVE Status
Opportunity awaits on this spacious city lot featuring an existing home and an old barn. The property offers a desirable in-town location with plenty of room to create your vision. Whether you're looking for an investment opportunity, or a potential building site, this property presents endless possibilities. Enjoy the benefits of a large lot, mature surroundings, and the character that comes with a property ready for its next chapter. Buyers are encouraged to evaluate the existing structures and determine the property's best future use.

201 Bellflower St, Bellflower
108 Jimmy H Dr, Jonesburg
$375,000
3 Beds ⋅ 2 Baths ⋅ 26062234 MLS ⋅ ACTIVE Status
Discover an unparalleled living experience at 108 Jimmy H DR, JNSBRG MO 63351. This single family residence, meticulously crafted in 2025, represents the pinnacle of modern design and comfortable living, offering a fresh perspective on homeownership. With three thoughtfully designed bedrooms, this home provides ample personal space and flexibility. Each room is a blank canvas, ready to be transformed into a private sanctuary, a productive home office, or a creative studio. The residence features two well-appointed bathrooms, designed with both aesthetics and functionality in mind. These spaces offer a serene retreat for daily routines, providing comfort and convenience for all residents and guests. This is more than just a house; it's the foundation for your future, inviting you to envision a life of comfort and sophistication.

108 Jimmy H Dr, Jonesburg
418 E Norman St, Montgomery City
$187,500
4 Beds ⋅ 2 Baths ⋅ 26061041 MLS ⋅ ACTIVE Status
Looking for room to spread out without breaking the bank? This recently rehabbed 4-bedroom, 2-bath ranch offers plenty of space and flexibility, all on one level. Located at the end of a dead-end road within Montgomery City limits, the home features fresh interior paint, newer flooring, and multiple living, family and recreation areas, providing plenty of options for a larger household, home office, playroom or hobby space. The oversized attached 2-car garage offers additional room in the back for a small workshop, storage or projects. A wheelchair-accessible front entrance adds even more versatility to this one-level home. With four bedrooms, multiple gathering spaces, an oversized garage and a $187,500 price tag, 418 E Norman St. offers a lot of house for the money.

418 E Norman St, Montgomery City
309 Arlington St, Jonesburg
$329,900
4 Beds ⋅ 3 Baths ⋅ 26060350 MLS ⋅ ACTIVE Status
MOVE IN READY!!!! Immediate possession available upon completion on this beautiful new home! This 1,530 sq. ft. ranch backs to trees & is situated on a level to gently rolling lot. Inside, you’ll find LVP flooring throughout, 12-foot vaulted ceiling in the living room, 3 bedrooms & two full bathrooms on the main floor & a bedroom in the basement along with a full bathroom. Includes a 2-car attached garage, main-floor laundry, & a partially finished basement. The kitchen/dining combo shines w/granite countertops, shaker soft close cabinets, SS Whirlpool appliances & sliding door to the back yard. The primary bedroom has its own bathroom & 5x6 walk in closet. Minutes from Lions Club Park, dining & more. Note: some materials may change on the interior.

309 Arlington St, Jonesburg
427 N State St, Montgomery City
$184,000
4 Beds ⋅ 1 Baths ⋅ 26060523 MLS ⋅ ACTIVE Status
Freshly remodeled approx. 4 years ago. 4-bedroom home! Tons of updates including newer wiring, plumbing, floor coverings, windows, siding, fixtures, roof and more. 3 bedrooms on the main level, 1 full bath. 23x12 upper loft room. Modern kitchen and open concept. Small patio off the laundry room, fenced back yard with garden shed conveying. Gas forced heat, central electric. Come check it out! It is ready for you.

427 N State St, Montgomery City
249 E Booneslick Rd, Jonesburg
$249,900
3 Beds ⋅ 2 Baths ⋅ 26059185 MLS ⋅ ACTIVE UNDER CONTRACT Status
Practically New & Move-In Ready! Why wait for new construction when you can have the look and feel of a nearly new home without the new-home price tag? This beautiful 3bedroom, 2bath home is only three years young and offers modern comfort, convenience, and an easy move-in experience. Step inside to a welcoming layout featuring a spacious living room, separate dining area, and a galley-style kitchen complete with stainless steel appliances that stay with the home. The laundry room is equipped with a washer and dryer that are included! Outside, enjoy the covered front porch and a large, privacy-fenced backyard, perfect for relaxing, entertaining, or simply enjoying your own private space. A handy storage shed provides additional room for lawn equipment, tools, and more. Hard surface flooring throughout and a convenient location near Interstate 70, commuting and everyday living are a breeze. Don’t miss your opportunity, schedule your showing today!

249 E Booneslick Rd, Jonesburg
105 Sharon Dr, Montgomery City
$299,900
3 Beds ⋅ 2 Baths ⋅ 26057940 MLS ⋅ ACTIVE UNDER CONTRACT Status
Welcome to 105 Sharon Dr! This beautifully updated 3-bedroom, 2-bath home is situated on a spacious, level 1/2-acre lot in the established Werges Meadows Subdivision. Step inside to a bright, open floor plan featuring a spacious kitchen with a center island, plenty of workspace, and all appliances included. The home has been thoughtfully updated throughout, offering a fresh, move-in-ready feel. The finished lower-level rec room provides additional living and entertaining space, while a separate office offers the perfect spot for working from home, hobbies, or extra flex space. Outside, enjoy the generous level yard surrounded by mature trees in a quiet, established neighborhood. To make this home even more appealing, the sellers are offering a $4,000 flooring credit, allowing the new owners to add their own finishing touch. With its updated interior, flexible living spaces, large lot, and inviting location, this Montgomery City home is ready for its next owner!

105 Sharon Dr, Montgomery City
15 Penrod Ln, Mckittrick
$274,500
4 Beds ⋅ 1 Baths ⋅ 26047990 MLS ⋅ ACTIVE Status
A truly unique opportunity on almost 6 acres overlooking the Katy Trail! This one-of-a-kind property features TWO separate dwellings, both filled with original character and history. The main home, built around 1900, offers 4 bedrooms and 1 bath along with beautiful original woodwork, pocket doors, wainscoting, a butler’s pantry, generous built-in storage closets, and more. Local lore of bootlegging adds another interesting piece to the property’s history. Just outside the kitchen is an outbuilding with a covered patio with direct access to a historical wine cellar. The second dwelling was built soon after the main home and has plenty of character of its own, including original flooring, two-sided built-in glass cabinetry, a claw-foot tub, original built-in wall cabinets, and more. This 1.5 story guest house offers 2 bedrooms, 1 bath, a full basement, dining room and living room, with the primary bedroom on the main level. The acreage also includes a small building for lawn care equipment and a 3-sided barn near the entrance to the property. Properties like this are hard to find! Whether you’re drawn to historic homes, looking for a restoration project, a possible business venture, or simply want acreage with two separate dwellings, there is so much potential here. Property is being sold AS-IS. Both homes offer an incredible opportunity for someone ready to bring their ideas, updates, and personal touches to these character-filled homes. BIG BUYER SAVINGS OPPORTUNITY—UP TO 3% IN POTENTIAL CREDITS! Preferred lender is offering a 1% lender credit that may be applied toward a temporary or permanent interest-rate buydown. PLUS, seller may contribute up to an additional 2% of the purchase price toward buyer’s allowable closing costs and/or interest-rate buydown with a reasonable and acceptable offer. All credits, terms and uses are subject to lender and loan-program guidelines.

15 Penrod Ln, Mckittrick
1212 Hwy J, New Florence
$315,000
4 Beds ⋅ 2 Baths ⋅ 26057260 MLS ⋅ ACTIVE Status
Discover the appeal of country living in this attractive single-family home, built in 1988 and maintained in great condition. The residence blends classic design with modern appeal, creating a comfortable and inviting place to call home. • 4 bedrooms and 2 full baths • Spacious layout with room for everyone • More than 4 acres of land for outdoor enjoyment

1212 Hwy J, New Florence
407 W 2nd St, Montgomery City
$160,000
3 Beds ⋅ 4 Baths ⋅ 26056370 MLS ⋅ ACTIVE Status
Historic Victorian Home with Endless Potential Step back in time with this charming 3-Story Victorian home, built in 1880 and filled with character and possibilities. This spacious property offers a welcoming entryway, formal dining room, separate kitchen and a large living room featuring beautiful wood floors. The wrap-around front porch adds timeless curb appeal and provides the perfect spot to relax and enjoy the outdoors. The home offers a main-level laundry area and a bathroom addition at the back of the house. An exterior entrance provides convenient access to the basement. The metal roof was installed approx. 2013, and furnace/AC with heat pump were replaced in 2011. A standout feature is the 3-car detached garage, offering plenty of space for vehicles, storage, hobbies, or a workshop. The upper level includes separate living quarters, complete with full kitchen, dining area and family room-an ideal setup for extended family, guests, rental potential or additional living space. This historic home needs some TLC and is ready for someone to bring their vision and restore its character. With its original charm, generous living spaces, detached garage, upstairs living quarters, this property offers a unique opportunity to own a piece of history and make it your own. Could be used as a bed and breakfast or an Airbnb.

407 W 2nd St, Montgomery City
805 S Clark St, Bellflower
$120,000
3 Beds ⋅ 1 Baths ⋅ 26056576 MLS ⋅ ACTIVE Status
Enjoy quiet small-town living in this charming 1.5-story home in Bellflower! Offering three bedrooms, one bathroom, and approximately 1,022 square feet, the home features a spacious country kitchen, separate dining area, hardwood flooring, central air, and all-electric utilities. Additional highlights include updated kitchen cabinets and flooring, an updated breaker box and meter base, a covered front porch, storage shed, and unique root cellar. Situated on approximately 0.28 acres, this property offers plenty of character and an affordable opportunity to make it your own.

805 S Clark St, Bellflower
209 Pickering St, Montgomery City
$158,000
3 Beds ⋅ 1 Baths ⋅ 26050015 MLS ⋅ ACTIVE UNDER CONTRACT Status
Freshly painted and completely move-in ready! Built in 2010, this accessible 3-bed, 1-bath home features a spacious open floor plan, cathedral ceilings with decorative shelving, and allergy-friendly stamped concrete floors. The kitchen and dining areas showcase modern light fixtures and sliding door access to the patio. Additional highlights include a handicap-accessible entrance, a central hallway laundry closet, a 1-car carport, a large circular driveway, and a covered front porch. Mature trees for a shaded yard. Stove and refrigerator convey with home.

209 Pickering St, Montgomery City
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